Protect your stand

This page gives no advice. It does not tell you to buy anything. Talk to a licensed agent.

If this page is slow, the notes stay on the screen.

Insurance words

General liability, product liability, a vehicle policy, and a farm policy are different. This page does not pick one. A market may ask to be named on a policy. Take that request to a licensed agent.

• What does this policy pay for, and what does it leave out?
• Does it cover a farmers market, a vehicle, and the farm, or only one of those?
• What happens if a market asks to be named on the policy?
• When does it end, and what would make it end sooner?

Example programs

The market never sells insurance. Nothing here is ranked by a payment. Open spots stay empty until they have a source.

• FLIP. One example. Not a ranking. Source Checked 2026-10-20.
• Farm Bureau. Open spot. No source is saved yet.
• A local agent. Open spot. Ask a licensed agent.

Facts with sources

• The market does not sell insurance. American Share Market rules. Checked 2026-10-20.
• FLIP lists general liability and product liability on its farmers-market page. Food Liability Insurance Program. Checked 2026-10-20.
• CDC lists norovirus, Campylobacter, Salmonella, Clostridium perfringens, and STEC as the top five foodborne germs for illnesses. CDC Facts About Food Poisoning. Checked 2026-10-20.
• CDC lists raw or undercooked meat, poultry, seafood, and eggs, and unpasteurized milk, among foods more likely to contain harmful germs. CDC Food Safety Basics. Checked 2026-10-20.
• CDC says H5N1 bird flu virus has been found in raw milk, and that people should avoid drinking raw milk. CDC raw milk and bird flu. Checked 2026-10-20.
• USDA APHIS posts H5N1 bird flu updates for birds and dairy cattle. USDA APHIS. Checked 2026-10-20.
• FDA posts recalls for many foods and for pet food. FDA recalls. Checked 2026-10-20.
• USDA FSIS posts recalls for meat, poultry, and egg products. USDA FSIS. Checked 2026-10-20.

Courses

No state course is checked yet. Check with your state health department or extension office.

Checklists

• Labels and allergens: write what is in the food, in words a buyer can read.
• Temperature log: write the time and the temperature. This page does not pick the number for you.
• Handwashing station: soap, water, and a way to dry hands at the stand.
• Recall: stop selling the food, tell buyers you can reach, and read the FDA or USDA notice.

Badges

Food-safety trained (seller uploaded the certificate). That is what the seller says. It is not checked.

Insured (document checked). not checked. An expiry reminder was not sent.

The next step is to talk with a licensed agent, or to check your state office about a course.